Friday, 9 November 2012
Readjusting our view of Blessings
Here we are already more than a month has passed since my husband and I had decided to take up the spending fast challenge, that I mentioned back in... the beginning of October. Oh, here is that post. And it really feels life, no - mind altering. My life really doesn't seem all that different besides the fact that I spend a bit less time in stores. Not just because I buy less, but I don't want to spend any extra time gazing upon the things I have no intention to buy, plus then there is less temptation, right? But I feel so aware in my mind of the all the times I want to buy things. I also see how often I can improvise. Honestly I enjoy the challenge. But... not always, like in the moment, when I am trying to justify a good book I've wanted that has gone on sale or a cheap pair of cute little earrings. And this is sad but I was kinda excited with the thought of looking for winter boots for my son. Now what does that say about me? I just love spending money, Or is it the shopping around? I want to strive to always put wisdom into all my spending. And be CONTENT with what I have. Like food, shopping is a necessity of life. Sometimes this feels like an unfortunate thing when it is a struggle to keep it within its healthy boundaries. So how does one find a balance? To enjoy shopping is not a sin but to overindulge, is not healthy.
1Timothy 6:6 Yet true godliness with contentment is itself great wealth...v.8: So if we have enough food and clothing let us be content.
Lord I pray you will continue to guide me in your ways with how I need to view and deal with shopping. Thank you.
So here is the low down on how we are doing Our Spending Fast:
Got a note book and some paper clips.
On the first pages we Wrote down
*1 Our debts and their interest rates
*2 Why we are doing a spending fast/what we hope to accomplish
*3 Our commitment statement and signatures
Here is our example:
We are committed to fast from spending any money on wants only spending money on needs, with the Lords help... Signature
*4 How long we will do the spending fast for
*5 Write out the conditions. Our example:
*Write down every penny we spend
*Improvise to save money
*Use up what we have before we buy new (no 3 bottles of shampoo in the shower, or lets buy some chicken when we have pork, beef, or I'm tired of this kinda cereal)
*In most cases buy the best deal, or the cheaper version, when it best applies. (we all have a couple things we wont skimp on, i.e. coffee, but do your best to be more frugal)
*6 Write out a list of Needs and Wants to really decipher what is important.
And so what is most vital in being able to save our money is that there is NO unnecessary spending. All wants like: eating out, drive thru coffees, corner store purchases, snack foods, clothing-unless it is a need. These are not purchased. Because there are so many things we are blessed enough with in spending money on our needs like: mortgage, food, phones, hydro, insurance, gas. We are blessed with just being able to spend money on these things, aren't we?
Then after the foundation was laid out we use the rest of the pages to write out what we buy. Each page divided into 3. Date / Purchase Amount / Store and Purchase Category (i.e. Gas, Groceries). I clip the months receipts to the inside cover and I stashed all last months receipts in an envelope and filed it.
It is amazing how aware I am now of the spending that goes on. There is NO--"Where did all the money go?!"
I am so thankful that this was pressed upon my husband and my heart.